‘Time is money’ as the saying goes, and this is true when we look at how, via employment, we trade years of our life in return for money. The surplus money that you invest is a very real symbol of your input of time and effort over the years.
At Integralife, we respect your time as represented by your financial assets. It is worthy of the highest level of prudential care. For that reason, we only recommend investments that have a high degree of probability of achieving your desired investment outcomes.
As part of your financial and personal plan, we identify how your investments will need to perform for you to achieve your goals, guided by your risk tolerance. As you make progress towards your goals, high quality and performing investments will help you experience peace of mind from planning the work, and working the plan.
The major asset classes are cash, fixed interest, property and shares. Integralife can recommend the right mix of assets for your situation. Our investment philosophy results in greater peace of mind that comes from knowing that your assets are invested according to dynamic risk management.
We do not so much invest in super, as via super. It is simply a tax structure with concessional rates of tax to encourage savings for retirement. Various types of funds exist, including self-managed funds; your Integralife adviser will recommend the right kind of fund for you.